Ranije sam spomenuo da imam penzioni fond, i do sada sam drzao u canadian bonds koji je isao dole nešto manje od 1%. u koji fond savjetujete da stavim pare?

FUND(S)
CDN BOND UNIVERSE INDEX (PORTICO)
CADENCE RETIREMENT (PSG)
CADENCE 2010 RETIREMENT FUND (PSG)
CADENCE 2015 (PSG)
CADENCE 2020 (PSG)
CADENCE 2025 (PSG)
CADENCE 2030 (PSG)
CADENCE 2035 (PSG)
CADENCE 2040 (PSG)
CADENCE 2045 (PSG)
CADENCE 2050 (PSG)
CADENCE 2055 (PSG)
BALANCED (BEUTEL GOODMAN)
DIVIDEND (LONDON CAPITAL)
CANADIAN EQUITY INDEX (GWLIM)
CANADIAN EQUITY (JF)
CANADIAN EQUITY (SRA)
MONEY MARKET (LK) (PORTICO)
1 YR COMPOUND INTEREST ACCT
3 YR COMPOUND INTEREST ACCT
5 YR COMPOUND INTEREST ACCT
DAILY INTEREST ACCT
COMMERCIAL MORTGAGE (PORTICO)
U.S. EQUITY INDEX (TDAM)
GLOBAL EQUITY (SPRUCEGROVE)
INTERNATIONAL EQUITY (SPRUCEGROVE)
REAL ESTATE (GWLRA)

ja sam skoro promjenio i jedan dio stavio u Balanced (beutel goodman), dividend (london capital), i us equity index (tdam).

da li da mijenjam ili je to ok. mislim da sam rasporedio 40/30/30.

hvala